1. Access: You may access our website for your personal, non-commercial use only. You may not modify, reproduce, distribute, or otherwise exploit any content on our website without our prior written consent.
2. Account: Some features of our website may require you to create an account. You are responsible for maintaining the confidentiality of your account credentials and for all activities that occur under your account.
3. User Content: You may submit content, such as comments, feedback, or other materials, to our website. By submitting content, you grant us a non-exclusive, royalty-free, perpetual, irrevocable, and fully sublicensable right to use, reproduce, modify, adapt, publish, translate, create derivative works from, distribute, and display such content worldwide in any media.

All content and materials on our website, including text, graphics, logos, images, audio clips, and software, are owned or licensed by ISPED and are protected by copyright, trademark, and other intellectual property laws. You may not use, reproduce, distribute, or display any such content without our prior written consent.

Our website and services are provided on an “as is” and “as available” basis, without any warranties of any kind, either express or implied. We do not warrant that our website will be uninterrupted, error-free, or free of viruses or other harmful components. You use our website and services at your own risk.

To the fullest extent permitted by law, ISPED shall not be liable for any indirect, incidental, special, consequential, or punitive damages arising out of or in connection with your use of our website or services, even if we have been advised of the possibility of such damages.

You agree to indemnify and hold harmless ISPED, its officers, directors, employees, and agents, from and against any claims, liabilities, damages, losses, and expenses, including reasonable attorneys’ fees, arising out of or in connection with your use of our website or services or your violation of these Terms.

These Terms shall be governed by and construed in accordance with the laws of Nigeria, without regard to its conflict of law principles. Any dispute arising out of or in connection with these Terms shall be subject to the exclusive jurisdiction of the courts of Nigeria.

We may update these Terms from time to time at our discretion. The updated Terms will be effective immediately upon posting on our website. Your continued use of our website or services after the posting of the updated Terms constitutes your acceptance of the changes.